MRS Demolition

   We are fully insured £5m public liability £10m employee handling.

 

 

   What is public liability insurance for demolition contractors?

 

 

 The demolition contractor public liability insurance policy protects you against claims in respect of your legal liability for personal injury or property damage sustained by third parties arising during the course of your business. It pays any awards that are made against you and also meets the cost of any legal defence of any claim, whether you are responsible or not.

 

 

 

 

   Why does a demolition contractor need public liability insurance?

 

 

 Every day demolition contractors face the risk of legal action being taken against them in respect of their liability for personal injury or property damage arising in the course of their business activities. The awards that may be made as a result of a successful claim can be catastrophic but even the legal costs of defending the most spurious claim can cause severe financial hardship.

 

 

 

 

   What is the limit of indemnity under the demolition contractors public liability insurance policy?

 

 

 The limit of indemnity under the demolition contractors public liability policy is the maximum liability of the insurance company in respect of each and very claim under the policy.

 

 

 Common limits are £1M, £2m and £5M with additional levels available upon request. It is up the individual demolition contractor to decide what is the appropriate level for their needs and this may depend upon the type of activities you are engaged in, your perception of the risks you face and perhaps any contractual requirements that the demolition contractor may have entered into.